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HEAT MONEY

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HEAT MONEY

HEAT Money is a trademark of HEAT Finance & Investments Limited; HEAT Money provides arrays of affordable and customised loans to: individuals, micro, small, and medium enterprises (MSME), at the speed of light!

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HEAT MONEY ( packs)

Provides salary advance or Cash Loans to salary and other income earners, you can get upto 300% of net monthly salary/income as loan, repayment is based on monthly income or salary deducted at source or via direct debit order or post-dated cheques. No collateral is required. Repayment duration up to 6 months.

This product is designed for organisations with minimum staff strength of 20 employees, it provides the staff of partner organisations with concessionary loans at reduced interest rate. The partner organization must be a CAC registered company, with characteristics of a going concern.

Provides Loans to salary and non-salary earners, based on acceptable collateral like shares, landed property, cars, gold, generator, computer, other Assets, etc., repayment upto 6 months duration.

Provides financing for Assets acquisitions and household appliances ;car, furniture, gas cookers, air conditioners,freezers, fridges, television sets, sound systems/home theaertre and other household appliances, for individuals with regular source of income or salary earners. Minimum contributions of 30% of cost of asset to be acquired. Repayment is on equal monthly installments. Repayment period up to 12 months.

Provides financing for Vehicle, Okada, and tricycle used for local transportation businesses and registered with such organisations like UBER, BOLT, etc. Minimum contributions of 20% of cost of vehicle to be acquired. Repayment is on equal weekly/monthly installments, repayment period upto 18 months.

This provides funding for school fees for both adults and kids education. Disbursement is made directly to the educational institution on behalf of the applicant, while the applicant repays back via equal monthly installments. Duration of loan is upto 6 months.

  1. Must be minimum of 22 years at time of applying .
  2. Must be in full-employment as a confirmed staff .
  3. Must have a steady source of verifiable income .
  4. Must have a functional Bank Account .
  5. Must have a valid means of identification, driver′s license, international passport, or national ID card

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